{"id":915,"date":"2022-06-26T13:56:33","date_gmt":"2022-06-26T13:56:33","guid":{"rendered":"https:\/\/www.prudentialcal.com\/?p=915"},"modified":"2023-08-18T08:19:42","modified_gmt":"2023-08-18T08:19:42","slug":"how-to-buy-a-house-in-portugal","status":"publish","type":"post","link":"https:\/\/www.prudentialcal.com\/how-to-buy-a-house-in-portugal\/","title":{"rendered":"How To Buy A House In Portugal?"},"content":{"rendered":"\n<p>If purchasing a property in Portugal to live, vacation, or even retire has been a lifelong goal, it may be time to act. Due to the year-round sunshine, the culture, and the great quality of life, Portugal is home to millions of expatriates. The European nation boasts one of the highest homeownership rates, with almost 75% of the population owning a property. Despite the fact that the Portuguese real estate market was severely impacted by the 2008 economic crisis, purchasing property in Portugal today is not just a solid investment but also a home. The nationwide real estate market has been rising in value. If you are qualified to apply for a <a href=\"https:\/\/www.googleadservices.com\/pagead\/aclk?sa=L&amp;ai=DChcSEwj4t7m_2cj4AhUODQYAHWuaB-4YABABGgJ3cw&amp;ae=2&amp;ohost=www.google.com&amp;cid=CAESbeD2xkeB9vT4V7xp7YxCL2q9laIuaZmbUmQaziQuG4lTiw_XDSJyV82bGlCU3bn2YLcX3puru0EBa8nLlfC3RxorQNOVd1jqSL0--0o5eUevhuVDORo2rvIqcrcVjY_Ig2kR8WlSnnSKcr9B7m8&amp;sig=AOD64_2ElNYkebG9coIhjW7T4ghNfUby7A&amp;q&amp;adurl&amp;ved=2ahUKEwjrurG_2cj4AhVJgM4BHTjGAYgQ0Qx6BAgDEAM\">Portugal Golden Visa<\/a>, purchasing a house might potentially result in permanent residency or even citizenship.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.prudentialcal.com\/how-to-buy-a-house-in-portugal\/#How_Easy_Is_It_To_Buy_Property_In_Portugal_As_A_Foreigner\" >How Easy Is It To Buy Property In Portugal As A Foreigner?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.prudentialcal.com\/how-to-buy-a-house-in-portugal\/#How_Is_The_Real_Estate_Market_In_Portugal\" >How Is The Real Estate Market In Portugal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.prudentialcal.com\/how-to-buy-a-house-in-portugal\/#Should_You_Buy_A_House_In_Portugal\" >Should You Buy A House In Portugal?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.prudentialcal.com\/how-to-buy-a-house-in-portugal\/#Pros\" >Pros<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.prudentialcal.com\/how-to-buy-a-house-in-portugal\/#Cons\" >Cons<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.prudentialcal.com\/how-to-buy-a-house-in-portugal\/#Where_To_Buy_A_House_In_Portugal\" >Where To Buy A House In Portugal?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.prudentialcal.com\/how-to-buy-a-house-in-portugal\/#Cascais\" >Cascais<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.prudentialcal.com\/how-to-buy-a-house-in-portugal\/#Algarve\" >Algarve<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.prudentialcal.com\/how-to-buy-a-house-in-portugal\/#Lisbon\" >Lisbon<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.prudentialcal.com\/how-to-buy-a-house-in-portugal\/#Porto\" >Porto<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.prudentialcal.com\/how-to-buy-a-house-in-portugal\/#Alentejo\" >Alentejo<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.prudentialcal.com\/how-to-buy-a-house-in-portugal\/#Where_Is_The_Cheapest_Place_To_Buy_Property_In_Portugal\" >Where Is The Cheapest Place To Buy Property In Portugal?<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Easy_Is_It_To_Buy_Property_In_Portugal_As_A_Foreigner\"><\/span>How Easy Is It To Buy Property In Portugal As A Foreigner?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Purchasing real estate in Portugal as a foreigner is straightforward. There are no limitations on foreigners who wish to own a home in Portugal. To buy a property, you will not be required to submit any more paperwork or satisfy any other requirements. In Portugal, all that is required is a <a href=\"https:\/\/consuladoportugalsp.org.br\/numero-de-identificacao-fiscal-nif\/\">nmero de identificaco fiscal (NIF)<\/a> or nmero de contribuinte (VAT identification number). This may be obtained by opening a Portuguese bank account or by contacting a Portuguese tax office.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Is_The_Real_Estate_Market_In_Portugal\"><\/span>How Is The Real Estate Market In Portugal?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Portuguese real estate market continues to expand, despite a modest downturn during COVID. The typical price of a square meter of real estate in Portugal increased by 6.32 percent to \u20ac1,144 in 2020. This is a significant gain, although it is lower than the previous year's 11.16 percent growth. However, after COVID, prices are anticipated to increase much more and return to normal. The growth in 2020 will also vary by region. Let's have a look:<\/p>\n\n\n\n<p><strong>Lisbon Metropolitan Area:<\/strong> rose by 5.83% to a median price of \u20ac1,507 per square meter<\/p>\n\n\n\n<p><strong>Northern Portugal: <\/strong>rose by 6.54% to a median price of \u20ac994 per square meter<\/p>\n\n\n\n<p><strong>Central Portugal:<\/strong> rose by 3.87% to a median price of \u20ac833 per square meter<\/p>\n\n\n\n<p><strong>Alentejo:<\/strong> rose by 2.84% to a median price of \u20ac833 per square meter<\/p>\n\n\n\n<p><strong>Algarve: <\/strong>rose by 7.28% to a median price of \u20ac1,562 per square meter<\/p>\n\n\n\n<p><strong>Azores:<\/strong> rose by 3.41% to a median price of \u20ac940 per square meter<\/p>\n\n\n\n<p><strong>Madeira:<\/strong> rose by 2.55% to a median price of \u20ac1,168 per square meter<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Should_You_Buy_A_House_In_Portugal\"><\/span>Should You Buy A House In Portugal?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Pros\"><\/span>Pros<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Obtain a Portugal Golden Visa and maybe permanent residency (as well as citizenship after 6 years).<\/li>\n\n\n\n<li>Solid investment, Portugal has high rental potential.<\/li>\n\n\n\n<li>Comparatively low cost of living versus other European nations.<\/li>\n\n\n\n<li>Climate is somewhat warm in temperature.<\/li>\n\n\n\n<li><a href=\"https:\/\/www.gfmag.com\/\">Global Finance Magazine<\/a> placed Portugal fourth among the world's safest nations in 2019.<\/li>\n\n\n\n<li>Superior educational and medical services<\/li>\n\n\n\n<li>There are so many English speakers that it is unnecessary to learn Portuguese (however, this is helpful).<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cons\"><\/span>Cons<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>There is no central heating in the majority of Portuguese homes.<\/li>\n\n\n\n<li>It may take longer than anticipated to purchase a home in Portugal due to the country's cumbersome bureaucratic processes and inefficiency.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Where_To_Buy_A_House_In_Portugal\"><\/span>Where To Buy A House In Portugal?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cascais\"><\/span>Cascais<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Cascais is one of the most expensive housing markets in Portugal for a reason. This municipality in the Portuguese Riviera features a 30-kilometer coastline with some of the country's finest beaches. The center is active all year long, with high-quality restaurants and stores. The former summer residence of the Portuguese Royal Family, Cascais is a hidden gem of great historical significance in Portugal. This location is ideal for raising a family because of its natural beauty, clean parks, and excellent public schools. Due to a high IMI, Cascais has well-funded facilities, as seen by the excellent public transit to Lisbon, which takes only 30 minutes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Algarve\"><\/span>Algarve<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The Algarve is the most popular holiday location in Portugal, with the nicest climate and warmest ocean. With more than 300 days of sunshine, the Algarve is a popular destination for retirees, notably from the United States and the United Kingdom. The Algarve contains several public and private schools, as well as foreign schools. This is one of the most English-speaking and safest areas in Portugal. Algarve offers a variety of real estate investment opportunities, ranging from opulent mansions to modest dwellings.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Lisbon\"><\/span>Lisbon<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The Lisbon real estate market has attracted investments from firms and people from all over the world. The market is seeing exponential growth. This is not a cheap area to buy, but you can always locate cheaper homes outside of the city center. In addition to its magnificent beaches and parks, Lisbon boasts an excellent infrastructure with superb transit, reasonable pricing, and low costs. It offers some of the greatest public schools in the country and is one of the safest cities in Europe.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Porto\"><\/span>Porto<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The city of Porto, 280 kilometers north of Lisbon and situated on the Douro River, is a smart investment. Porto is one of our favorite Portuguese cities and one of the most beautiful locations to reside. The city has 220 sunny days per year and a low cost of living (lower than Lisbon). Over the years, Porto has attracted foreigners and developed a sizable international community. The city boasts a low crime rate and an outstanding infrastructure, including efficient transportation and clean parks.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Alentejo\"><\/span>Alentejo<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>As rates in Lisbon, Porto, and the Algarve skyrocket, the Alentejo continues to be an excellent option. We would hardly even call it a replacement. You can find everything in Alentejo that you can in Algarve, but better, because the region is not as overrun with tourists. Alentejo boasts the stunning coastline of the Algarve, as well as arid regions where peaceful agricultural life is the norm.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Where_Is_The_Cheapest_Place_To_Buy_Property_In_Portugal\"><\/span>Where Is The Cheapest Place To Buy Property In Portugal?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The northern city of Braga is one of the most affordable areas to purchase a home in Portugal. The price per square meter of a home in the city center is \u20ac1,481. Compared to Lisbon, where a home costs \u20ac4,623 per square meter, there is a significant difference. Cascais, on the Portuguese Riviera, is the most costly location, with a house costing \u20ac5,395 per square meter. In the city center of Porto, a home costs \u20ac2,709 per square meter. Keep in mind that in order to be qualified for a Portugal Golden Visa, you may no longer acquire property in Lisbon, Porto, and seaside cities.<\/p>\n\n\n\n<p>If you are interested in more articles like this, visit our <a href=\"https:\/\/www.prudentialcal.com\/\">blog page<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If purchasing a property in Portugal to live, vacation, or even retire has been a lifelong goal, it may be time to act. Due to the year-round sunshine, the culture, and the great quality of life, Portugal is home to ...<\/p>\n","protected":false},"author":12,"featured_media":916,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48,6],"tags":[],"class_list":["post-915","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buying-a-house","category-real-estate"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How To Buy A House In Portugal? - Prudential Cal<\/title>\n<meta name=\"description\" content=\"Are you a foreigner or ex-pat seeking to purchase a home in Portugal? 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