{"id":783,"date":"2022-05-02T18:11:00","date_gmt":"2022-05-02T18:11:00","guid":{"rendered":"https:\/\/www.prudentialcal.com\/?p=783"},"modified":"2022-08-18T12:07:15","modified_gmt":"2022-08-18T12:07:15","slug":"5-signs-youre-ready-to-buy-a-house","status":"publish","type":"post","link":"https:\/\/www.prudentialcal.com\/5-signs-youre-ready-to-buy-a-house\/","title":{"rendered":"5 Signs You\u2019re Ready to Buy a House"},"content":{"rendered":"\n<p>Tired of renting? Ready to make permanent changes to a home of your own? Are you sure you\u2019re ready to buy a house?<\/p>\n\n\n\n<p>Buying a house is a huge financial decision \u2013 probably the biggest you\u2019ll ever make. And owning a house is a big responsibility. If something breaks in your home, you\u2019re the one who has to pay the costs to fix it. You need to have a stable income, low consumer debt, and some money saved up above and beyond a down payment. Here are five signs you\u2019re ready to buy a house.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.prudentialcal.com\/5-signs-youre-ready-to-buy-a-house\/#1_Youre_Ready_to_Stay_Put_for_a_While\" >1) You\u2019re Ready to Stay Put for a While<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.prudentialcal.com\/5-signs-youre-ready-to-buy-a-house\/#2_You_Have_a_Stable_Income\" >2) You Have a Stable Income<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.prudentialcal.com\/5-signs-youre-ready-to-buy-a-house\/#3_You_Have_Your_Consumer_Debt_Under_Control\" >3) You Have Your Consumer Debt Under Control<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.prudentialcal.com\/5-signs-youre-ready-to-buy-a-house\/#4_You_Have_Enough_for_a_Down_Payment\" >4) You Have Enough for a Down Payment<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.prudentialcal.com\/5-signs-youre-ready-to-buy-a-house\/#5_You_Have_an_Emergency_Fund\" >5) You Have an Emergency Fund<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Youre_Ready_to_Stay_Put_for_a_While\"><\/span>1) You\u2019re Ready to Stay Put for a While<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Conventional wisdom holds that if you buy a home, you should be prepared to hang onto it for at least five years before selling, whether that means living in it yourself the entire time or renting it out for some or all of the time. If you have lived in the home for at least two years out of the previous five, you may qualify for the <a href=\"https:\/\/www.irs.gov\/taxtopics\/tc701\">capital gains exclusion on the sale of the home<\/a>. You wouldn\u2019t pay capital gains taxes on the first $250,000 in profits, or $500,000 if you\u2019re married filing jointly.<\/p>\n\n\n\n<p>However, saving money on capital gains isn\u2019t the only or even the primary, reason why you should be prepared to hang onto your home for at least five years. Buying a home costs money. You pay interest on the mortgage loan, but you also pay closing costs. If you sell before the five-year mark, your home likely hasn\u2019t appreciated in value enough to help you recoup those closing costs, so you\u2019d be losing money. In some areas, you may even need to keep your home for longer to recoup your closing costs upon sale. However, if you\u2019re getting a <a href=\"https:\/\/www.atlanticcoastmortgage.com\/branch\/virginia-beach\/\">mortgage in Virginia Beach<\/a> or a similarly hot market, your home may appreciate in value faster than normal, so moving in only a few years\u2019 time may not be out of the question.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_You_Have_a_Stable_Income\"><\/span>2) You Have a Stable Income<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Do you feel secure in your employment? Are you confident that you\u2019ll be able to make your mortgage payments on time every month?&nbsp;<\/p>\n\n\n\n<p>You can\u2019t always predict whether you\u2019ll be laid off, and economic times are definitely volatile. But you should be able to show at least two years of steady employment, and feel comfortable that your employment is secure for the foreseeable future. If you\u2019re self-employed, you\u2019ll need to provide documentation of your income \u2013 you may even need to show your lender monthly bank statements going back two years.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_You_Have_Your_Consumer_Debt_Under_Control\"><\/span>3) You Have Your Consumer Debt Under Control<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignright size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"\/\/i0.wp.com\/prudentialcal.com\/wp-content\/uploads\/2022\/05\/You-Have-Your-Consumer-Debt-Under-Control-1024x682.png\" alt=\"\" class=\"wp-image-785\" width=\"370\" height=\"246\" srcset=\"https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2022\/05\/You-Have-Your-Consumer-Debt-Under-Control-1024x682.png 1024w, https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2022\/05\/You-Have-Your-Consumer-Debt-Under-Control-300x200.png 300w, https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2022\/05\/You-Have-Your-Consumer-Debt-Under-Control-768x512.png 768w, https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2022\/05\/You-Have-Your-Consumer-Debt-Under-Control-1536x1023.png 1536w, https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2022\/05\/You-Have-Your-Consumer-Debt-Under-Control.png 1600w\" sizes=\"auto, (max-width: 370px) 100vw, 370px\" \/><\/figure><\/div>\n\n\n\n<p>Paying your debts on time and in full contributes to a healthy credit score, and a high score means you\u2019ll get more and better loan offers with lower interest rates. You could save tens of thousands over the life of a 30-year loan simply by wrangling a better interest rate.\u00a0<\/p>\n\n\n\n<p>The ability to manage your debts well will help you fit a mortgage payment into your budget. Most lenders also look for borrowers who have a low <a href=\"https:\/\/www.investopedia.com\/terms\/d\/dti.asp#:~:text=Income%20Ratio%20Important%3F-,The%20debt%2Dto%2Dincome%20(DTI)%20ratio%20is%20the,balance%20between%20debt%20and%20income.\">debt-to-income (DTI) ratio<\/a> \u2013 the lower your DTI, the more comfortably you can manage a mortgage payment. Conventional loans require a DTI of about 28 percent, while non-conventional loan options are available to borrowers with a DTI of up to 50 percent. The higher your DTI, the less money you can borrow in general, and the higher your interest rate will be.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_You_Have_Enough_for_a_Down_Payment\"><\/span>4) You Have Enough for a Down Payment<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>It\u2019s no longer true that you need to put 20 percent down to buy a house. These days, you can get a home loan with as little as three percent down. If you\u2019re a low to a moderate-income borrower, you may even qualify for down payment grants which don\u2019t have to be repaid. Every state has down payment assistance programs. Many are for first-time homebuyers, but that may not mean what you think it means \u2013 for a <a href=\"https:\/\/www.fha.com\/define\/first-time-homebuyer\">Federal Housing Administration (FHA) loan<\/a>, for example, you can qualify as a first-time homebuyer if it\u2019s been three years since you last owned a house.<\/p>\n\n\n\n<p>However, just because you can put down a smaller down payment doesn\u2019t mean you should. The larger your down payment, the more equity you\u2019ll be starting out with, and that could come in handy if you need to take out a home equity loan.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_You_Have_an_Emergency_Fund\"><\/span>5) You Have an Emergency Fund<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>You need more than a down payment and closing costs to buy a house. It\u2019s often a rude awakening when the first thing in your new home breaks and it really sets in that there\u2019s no longer a landlord to call. Homeowners <a href=\"https:\/\/www.familyhandyman.com\/article\/home-improvement-spending-rising\/\">spent an average of $3,192 on maintenance and $1,640 on emergency repairs in 2020<\/a>. Make sure you have some money set aside to cover these costs from day one.<\/p>\n\n\n\n<p>You need to achieve a certain level of financial stability before you\u2019re ready to buy a house \u2013 and of course, you need geographical stability, as well. But when you\u2019re ready, homeownership can be one of the most fulfilling parts of life, because it gives you fertile soil in which to put down your roots.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tired of renting? Ready to make permanent changes to a home of your own? Are you sure you\u2019re ready to buy a house? Buying a house is a huge financial decision \u2013 probably the biggest you\u2019ll ever make. And owning ...<\/p>\n","protected":false},"author":12,"featured_media":784,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[54,55],"tags":[],"class_list":["post-783","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-and-finance","category-investments"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>5 Signs You\u2019re Ready to Buy a House - Prudential Cal<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.prudentialcal.com\/5-signs-youre-ready-to-buy-a-house\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 Signs You\u2019re Ready to Buy a House - Prudential Cal\" \/>\n<meta property=\"og:description\" content=\"Tired of renting? Ready to make permanent changes to a home of your own? Are you sure you\u2019re ready to buy a house? Buying a house is a huge financial decision \u2013 probably the biggest you\u2019ll ever make. And owning ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.prudentialcal.com\/5-signs-youre-ready-to-buy-a-house\/\" \/>\n<meta property=\"og:site_name\" content=\"Prudential Cal\" \/>\n<meta property=\"article:published_time\" content=\"2022-05-02T18:11:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-08-18T12:07:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2022\/05\/5-Signs-Youre-Ready-to-Buy-a-House.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1066\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"John Carlucci\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"John Carlucci\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/5-signs-youre-ready-to-buy-a-house\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/5-signs-youre-ready-to-buy-a-house\\\/\"},\"author\":{\"name\":\"John Carlucci\",\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/#\\\/schema\\\/person\\\/0b9f4fbf4b67c0635e2b27385041d662\"},\"headline\":\"5 Signs You\u2019re Ready to Buy a House\",\"datePublished\":\"2022-05-02T18:11:00+00:00\",\"dateModified\":\"2022-08-18T12:07:15+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/5-signs-youre-ready-to-buy-a-house\\\/\"},\"wordCount\":882,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/5-signs-youre-ready-to-buy-a-house\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.prudentialcal.com\\\/wp-content\\\/uploads\\\/2022\\\/05\\\/5-Signs-Youre-Ready-to-Buy-a-House.png\",\"articleSection\":[\"Business and Finance\",\"Investments\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.prudentialcal.com\\\/5-signs-youre-ready-to-buy-a-house\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/5-signs-youre-ready-to-buy-a-house\\\/\",\"url\":\"https:\\\/\\\/www.prudentialcal.com\\\/5-signs-youre-ready-to-buy-a-house\\\/\",\"name\":\"5 Signs You\u2019re Ready to Buy a House - Prudential Cal\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/5-signs-youre-ready-to-buy-a-house\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/5-signs-youre-ready-to-buy-a-house\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.prudentialcal.com\\\/wp-content\\\/uploads\\\/2022\\\/05\\\/5-Signs-Youre-Ready-to-Buy-a-House.png\",\"datePublished\":\"2022-05-02T18:11:00+00:00\",\"dateModified\":\"2022-08-18T12:07:15+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/5-signs-youre-ready-to-buy-a-house\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.prudentialcal.com\\\/5-signs-youre-ready-to-buy-a-house\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/5-signs-youre-ready-to-buy-a-house\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.prudentialcal.com\\\/wp-content\\\/uploads\\\/2022\\\/05\\\/5-Signs-Youre-Ready-to-Buy-a-House.png\",\"contentUrl\":\"https:\\\/\\\/www.prudentialcal.com\\\/wp-content\\\/uploads\\\/2022\\\/05\\\/5-Signs-Youre-Ready-to-Buy-a-House.png\",\"width\":1600,\"height\":1066,\"caption\":\"5 Signs You\u2019re Ready to Buy a House\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/5-signs-youre-ready-to-buy-a-house\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.prudentialcal.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Business and Finance\",\"item\":\"https:\\\/\\\/www.prudentialcal.com\\\/business-and-finance\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Investments\",\"item\":\"https:\\\/\\\/www.prudentialcal.com\\\/business-and-finance\\\/investments\\\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"5 Signs You\u2019re Ready to Buy a House\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/#website\",\"url\":\"https:\\\/\\\/www.prudentialcal.com\\\/\",\"name\":\"Prudential Cal\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.prudentialcal.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/#organization\",\"name\":\"Prudential Cal\",\"url\":\"https:\\\/\\\/www.prudentialcal.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.prudentialcal.com\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/logo-pc.png\",\"contentUrl\":\"https:\\\/\\\/www.prudentialcal.com\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/logo-pc.png\",\"width\":696,\"height\":194,\"caption\":\"Prudential Cal\"},\"image\":{\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/#\\\/schema\\\/person\\\/0b9f4fbf4b67c0635e2b27385041d662\",\"name\":\"John Carlucci\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/image-1-1-1-150x150.jpg\",\"url\":\"https:\\\/\\\/www.prudentialcal.com\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/image-1-1-1-150x150.jpg\",\"contentUrl\":\"https:\\\/\\\/www.prudentialcal.com\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/image-1-1-1-150x150.jpg\",\"caption\":\"John Carlucci\"},\"description\":\"John has worked alongside Real Estate Giants across USA and Canada for decades. Since he started Prudentialcal, he has been actively rendering service as business adviser to many companies in the real estate industry. He formed Prudentialcal in hopes of providing the most reliable stories and information there is in the vast industry of real estate.\",\"url\":\"https:\\\/\\\/www.prudentialcal.com\\\/author\\\/john-carlucci\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"5 Signs You\u2019re Ready to Buy a House - Prudential Cal","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.prudentialcal.com\/5-signs-youre-ready-to-buy-a-house\/","og_locale":"en_US","og_type":"article","og_title":"5 Signs You\u2019re Ready to Buy a House - Prudential Cal","og_description":"Tired of renting? Ready to make permanent changes to a home of your own? Are you sure you\u2019re ready to buy a house? Buying a house is a huge financial decision \u2013 probably the biggest you\u2019ll ever make. And owning ...","og_url":"https:\/\/www.prudentialcal.com\/5-signs-youre-ready-to-buy-a-house\/","og_site_name":"Prudential Cal","article_published_time":"2022-05-02T18:11:00+00:00","article_modified_time":"2022-08-18T12:07:15+00:00","og_image":[{"width":1600,"height":1066,"url":"https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2022\/05\/5-Signs-Youre-Ready-to-Buy-a-House.png","type":"image\/png"}],"author":"John Carlucci","twitter_card":"summary_large_image","twitter_misc":{"Written by":"John Carlucci","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.prudentialcal.com\/5-signs-youre-ready-to-buy-a-house\/#article","isPartOf":{"@id":"https:\/\/www.prudentialcal.com\/5-signs-youre-ready-to-buy-a-house\/"},"author":{"name":"John Carlucci","@id":"https:\/\/www.prudentialcal.com\/#\/schema\/person\/0b9f4fbf4b67c0635e2b27385041d662"},"headline":"5 Signs You\u2019re Ready to Buy a House","datePublished":"2022-05-02T18:11:00+00:00","dateModified":"2022-08-18T12:07:15+00:00","mainEntityOfPage":{"@id":"https:\/\/www.prudentialcal.com\/5-signs-youre-ready-to-buy-a-house\/"},"wordCount":882,"commentCount":0,"publisher":{"@id":"https:\/\/www.prudentialcal.com\/#organization"},"image":{"@id":"https:\/\/www.prudentialcal.com\/5-signs-youre-ready-to-buy-a-house\/#primaryimage"},"thumbnailUrl":"https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2022\/05\/5-Signs-Youre-Ready-to-Buy-a-House.png","articleSection":["Business and Finance","Investments"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.prudentialcal.com\/5-signs-youre-ready-to-buy-a-house\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.prudentialcal.com\/5-signs-youre-ready-to-buy-a-house\/","url":"https:\/\/www.prudentialcal.com\/5-signs-youre-ready-to-buy-a-house\/","name":"5 Signs You\u2019re Ready to Buy a House - Prudential Cal","isPartOf":{"@id":"https:\/\/www.prudentialcal.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.prudentialcal.com\/5-signs-youre-ready-to-buy-a-house\/#primaryimage"},"image":{"@id":"https:\/\/www.prudentialcal.com\/5-signs-youre-ready-to-buy-a-house\/#primaryimage"},"thumbnailUrl":"https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2022\/05\/5-Signs-Youre-Ready-to-Buy-a-House.png","datePublished":"2022-05-02T18:11:00+00:00","dateModified":"2022-08-18T12:07:15+00:00","breadcrumb":{"@id":"https:\/\/www.prudentialcal.com\/5-signs-youre-ready-to-buy-a-house\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.prudentialcal.com\/5-signs-youre-ready-to-buy-a-house\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.prudentialcal.com\/5-signs-youre-ready-to-buy-a-house\/#primaryimage","url":"https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2022\/05\/5-Signs-Youre-Ready-to-Buy-a-House.png","contentUrl":"https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2022\/05\/5-Signs-Youre-Ready-to-Buy-a-House.png","width":1600,"height":1066,"caption":"5 Signs You\u2019re Ready to Buy a House"},{"@type":"BreadcrumbList","@id":"https:\/\/www.prudentialcal.com\/5-signs-youre-ready-to-buy-a-house\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.prudentialcal.com\/"},{"@type":"ListItem","position":2,"name":"Business and Finance","item":"https:\/\/www.prudentialcal.com\/business-and-finance\/"},{"@type":"ListItem","position":3,"name":"Investments","item":"https:\/\/www.prudentialcal.com\/business-and-finance\/investments\/"},{"@type":"ListItem","position":4,"name":"5 Signs You\u2019re Ready to Buy a House"}]},{"@type":"WebSite","@id":"https:\/\/www.prudentialcal.com\/#website","url":"https:\/\/www.prudentialcal.com\/","name":"Prudential Cal","description":"","publisher":{"@id":"https:\/\/www.prudentialcal.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.prudentialcal.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.prudentialcal.com\/#organization","name":"Prudential Cal","url":"https:\/\/www.prudentialcal.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.prudentialcal.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2021\/04\/logo-pc.png","contentUrl":"https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2021\/04\/logo-pc.png","width":696,"height":194,"caption":"Prudential Cal"},"image":{"@id":"https:\/\/www.prudentialcal.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.prudentialcal.com\/#\/schema\/person\/0b9f4fbf4b67c0635e2b27385041d662","name":"John Carlucci","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2021\/04\/image-1-1-1-150x150.jpg","url":"https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2021\/04\/image-1-1-1-150x150.jpg","contentUrl":"https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2021\/04\/image-1-1-1-150x150.jpg","caption":"John Carlucci"},"description":"John has worked alongside Real Estate Giants across USA and Canada for decades. Since he started Prudentialcal, he has been actively rendering service as business adviser to many companies in the real estate industry. He formed Prudentialcal in hopes of providing the most reliable stories and information there is in the vast industry of real estate.","url":"https:\/\/www.prudentialcal.com\/author\/john-carlucci\/"}]}},"_links":{"self":[{"href":"https:\/\/www.prudentialcal.com\/wp-json\/wp\/v2\/posts\/783","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.prudentialcal.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.prudentialcal.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.prudentialcal.com\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.prudentialcal.com\/wp-json\/wp\/v2\/comments?post=783"}],"version-history":[{"count":0,"href":"https:\/\/www.prudentialcal.com\/wp-json\/wp\/v2\/posts\/783\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.prudentialcal.com\/wp-json\/wp\/v2\/media\/784"}],"wp:attachment":[{"href":"https:\/\/www.prudentialcal.com\/wp-json\/wp\/v2\/media?parent=783"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.prudentialcal.com\/wp-json\/wp\/v2\/categories?post=783"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.prudentialcal.com\/wp-json\/wp\/v2\/tags?post=783"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}