{"id":4387,"date":"2023-02-08T15:52:06","date_gmt":"2023-02-08T15:52:06","guid":{"rendered":"https:\/\/www.prudentialcal.com\/?p=4387"},"modified":"2023-02-09T06:48:11","modified_gmt":"2023-02-09T06:48:11","slug":"money-savvy-hacks-for-first-time-home-buyers","status":"publish","type":"post","link":"https:\/\/www.prudentialcal.com\/money-savvy-hacks-for-first-time-home-buyers\/","title":{"rendered":"<strong>Money-Savvy Hacks For First-Time Home Buyers<\/strong>"},"content":{"rendered":"\n<p>Homeownership brings stability and security to a person\u2019s life. Not surprisingly, it is a top priority for young people in their twenties and thirties. Buying a house is thrilling, yet it requires a great deal of work. From choosing the perfect property to sealing the deal, the steps of home buying can overwhelm you. Financial planning is perhaps the most daunting task because real estate is expensive. You will probably have to drain your life savings into a down payment and incur a massive mortgage to fulfill your dream. But the investment is worthwhile because you get a home in return. Moreover, a little planning makes things less challenging from a financial perspective. Let us share a few money-savvy hacks for first-time home buyers.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.prudentialcal.com\/money-savvy-hacks-for-first-time-home-buyers\/#Set_a_financial_goal\" >Set a financial goal&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.prudentialcal.com\/money-savvy-hacks-for-first-time-home-buyers\/#Manage_your_spending_habits\" >Manage your spending habits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.prudentialcal.com\/money-savvy-hacks-for-first-time-home-buyers\/#Improve_your_credit\" >Improve your credit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.prudentialcal.com\/money-savvy-hacks-for-first-time-home-buyers\/#Compare_loan_options\" >Compare loan options<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.prudentialcal.com\/money-savvy-hacks-for-first-time-home-buyers\/#Get_pre-approved\" >Get pre-approved<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.prudentialcal.com\/money-savvy-hacks-for-first-time-home-buyers\/#Take_on_side_gigs\" >Take on side gigs<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Set_a_financial_goal\"><\/span><strong>Set a financial goal&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Setting a financial goal is the best way to prepare for the journey, so you must do it at the outset. Start by <a href=\"https:\/\/www.cnbc.com\/2021\/10\/06\/how-to-budget-for-your-first-home.html\">deciding on a budget for your first home<\/a> according to your income, expenses, and savings. Calculate down-payment and monthly loan payments you can comfortably afford. Also, consider the timeline of the loan so that you can set your money goals for the long haul. Ensure that your financial goals are realistic because burdening yourself with a massive debt to buy a house does not make sense. Writing down these goals gives you a head start toward the dream of owning a home.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Manage_your_spending_habits\"><\/span><strong>Manage your spending habits<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Buying your first house requires early financial planning. In fact, the sooner you start working on your money, the better. Once you decide on your budget and timelines, you must manage your spending habits. It enables you to save enough for your initial down payment. The best way to start is by checking your expenses and segregating them into essentials and extras. Trimming the frivolous ones is the key to saving for a down payment at the earliest. You can open a dedicated savings account and automate a monthly transfer to ensure savings and reduce your spending.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Improve_your_credit\"><\/span><strong>Improve your credit<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Another money-savvy tip for first-time home buyers is to improve their credit. A healthy credit score makes you an ideal candidate for lenders. They are willing to finance such borrowers and offer a better interest rate. You can actually save big money on your mortgage interest in the long run with an optimal credit score. Clean up your borrowing habits, avoid unnecessary debts, and pay your bills on time to build healthy credit. Experts recommend checking your credit score before going ahead with the home shopping spree.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Compare_loan_options\"><\/span><strong>Compare loan options<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Besides boosting your credit score, comparing your loan options is another way to get the lowest interest rate. A <a href=\"https:\/\/www.propertyguru.com.sg\/mortgage\/home-loan\">home loan<\/a> is an essential requirement for buyers, but the interest rate is often a reason to worry. After all, the interest burden can pile up over the years. Fortunately, you can get a good deal by comparing providers in the market. Check the terms and conditions and interest rates to find the best one. The process requires time and effort, but it is the best thing you can do from a money-saving perspective.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Get_pre-approved\"><\/span><strong>Get pre-approved<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Comparing your loan options is a good start, but you can go the extra mile by getting pre-approved for a loan. It makes you more confident and gives a clear idea of your purchasing power. Moreover, you are in a good place to understand the amount you must save for a down payment. The best thing about pre-approval is that you can quickly seal the deal when you find a dream property. You may also get a favorable deal because it indicates to the seller that you are a credible buyer.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Take_on_side_gigs\"><\/span><strong>Take on side gigs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Another money-savvy tip that sets you up for owning your dream home is to take on a side gig. The good thing is that <a href=\"https:\/\/www.latimes.com\/business\/story\/2021-12-15\/looking-to-make-extra-cash-your-guide-to-side-jobs-and-gig-work\">finding an ideal side hustle<\/a> is easier than ever, as you can work online with relevant skills such as web designing and creative writing. Alternatively, you can make extra money through traditional gigs like babysitting after work, doing a home-based business, or working in a corner store during the weekend. No side gig is too small to pick because even a small additional income takes you a step closer to home ownership.<\/p>\n\n\n\n<p>Being money-savvy takes you in a good financial position to own your dream living space. You need not do a lot to save up enough for a down payment and set yourself up for a loan. Follow these frugal money tips to achieve your goal.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Homeownership brings stability and security to a person\u2019s life. Not surprisingly, it is a top priority for young people in their twenties and thirties. Buying a house is thrilling, yet it requires a great deal of work. From choosing the ...<\/p>\n","protected":false},"author":12,"featured_media":4445,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48],"tags":[],"class_list":["post-4387","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buying-a-house"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Money-Savvy Hacks For First-Time Home Buyers - Prudential Cal<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.prudentialcal.com\/money-savvy-hacks-for-first-time-home-buyers\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Money-Savvy Hacks For First-Time Home Buyers - Prudential Cal\" \/>\n<meta property=\"og:description\" content=\"Homeownership brings stability and security to a person\u2019s life. Not surprisingly, it is a top priority for young people in their twenties and thirties. Buying a house is thrilling, yet it requires a great deal of work. From choosing the ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.prudentialcal.com\/money-savvy-hacks-for-first-time-home-buyers\/\" \/>\n<meta property=\"og:site_name\" content=\"Prudential Cal\" \/>\n<meta property=\"article:published_time\" content=\"2023-02-08T15:52:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-02-09T06:48:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2023\/02\/Money-Savvy-Hacks-For-First-Time-Home-Buyers.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"700\" \/>\n\t<meta property=\"og:image:height\" content=\"467\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"John Carlucci\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"John Carlucci\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/money-savvy-hacks-for-first-time-home-buyers\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/money-savvy-hacks-for-first-time-home-buyers\\\/\"},\"author\":{\"name\":\"John Carlucci\",\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/#\\\/schema\\\/person\\\/0b9f4fbf4b67c0635e2b27385041d662\"},\"headline\":\"Money-Savvy Hacks For First-Time Home Buyers\",\"datePublished\":\"2023-02-08T15:52:06+00:00\",\"dateModified\":\"2023-02-09T06:48:11+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/money-savvy-hacks-for-first-time-home-buyers\\\/\"},\"wordCount\":770,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/money-savvy-hacks-for-first-time-home-buyers\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.prudentialcal.com\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/Money-Savvy-Hacks-For-First-Time-Home-Buyers.jpg\",\"articleSection\":[\"Buying A House\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.prudentialcal.com\\\/money-savvy-hacks-for-first-time-home-buyers\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/money-savvy-hacks-for-first-time-home-buyers\\\/\",\"url\":\"https:\\\/\\\/www.prudentialcal.com\\\/money-savvy-hacks-for-first-time-home-buyers\\\/\",\"name\":\"Money-Savvy Hacks For First-Time Home Buyers - Prudential Cal\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/money-savvy-hacks-for-first-time-home-buyers\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/money-savvy-hacks-for-first-time-home-buyers\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.prudentialcal.com\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/Money-Savvy-Hacks-For-First-Time-Home-Buyers.jpg\",\"datePublished\":\"2023-02-08T15:52:06+00:00\",\"dateModified\":\"2023-02-09T06:48:11+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/money-savvy-hacks-for-first-time-home-buyers\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.prudentialcal.com\\\/money-savvy-hacks-for-first-time-home-buyers\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/money-savvy-hacks-for-first-time-home-buyers\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.prudentialcal.com\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/Money-Savvy-Hacks-For-First-Time-Home-Buyers.jpg\",\"contentUrl\":\"https:\\\/\\\/www.prudentialcal.com\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/Money-Savvy-Hacks-For-First-Time-Home-Buyers.jpg\",\"width\":700,\"height\":467,\"caption\":\"Money-Savvy Hacks For First-Time Home Buyers\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/money-savvy-hacks-for-first-time-home-buyers\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.prudentialcal.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Real Estate Market\",\"item\":\"https:\\\/\\\/www.prudentialcal.com\\\/real-estate-market\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Housing Market Trend\",\"item\":\"https:\\\/\\\/www.prudentialcal.com\\\/real-estate-market\\\/housing-market-trend\\\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Buying A House\",\"item\":\"https:\\\/\\\/www.prudentialcal.com\\\/real-estate-market\\\/housing-market-trend\\\/buying-a-house\\\/\"},{\"@type\":\"ListItem\",\"position\":5,\"name\":\"Money-Savvy Hacks For First-Time Home Buyers\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/#website\",\"url\":\"https:\\\/\\\/www.prudentialcal.com\\\/\",\"name\":\"Prudential Cal\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.prudentialcal.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/#organization\",\"name\":\"Prudential Cal\",\"url\":\"https:\\\/\\\/www.prudentialcal.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.prudentialcal.com\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/logo-pc.png\",\"contentUrl\":\"https:\\\/\\\/www.prudentialcal.com\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/logo-pc.png\",\"width\":696,\"height\":194,\"caption\":\"Prudential Cal\"},\"image\":{\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/#\\\/schema\\\/person\\\/0b9f4fbf4b67c0635e2b27385041d662\",\"name\":\"John Carlucci\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.prudentialcal.com\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/image-1-1-1-150x150.jpg\",\"url\":\"https:\\\/\\\/www.prudentialcal.com\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/image-1-1-1-150x150.jpg\",\"contentUrl\":\"https:\\\/\\\/www.prudentialcal.com\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/image-1-1-1-150x150.jpg\",\"caption\":\"John Carlucci\"},\"description\":\"John has worked alongside Real Estate Giants across USA and Canada for decades. Since he started Prudentialcal, he has been actively rendering service as business adviser to many companies in the real estate industry. He formed Prudentialcal in hopes of providing the most reliable stories and information there is in the vast industry of real estate.\",\"url\":\"https:\\\/\\\/www.prudentialcal.com\\\/author\\\/john-carlucci\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Money-Savvy Hacks For First-Time Home Buyers - Prudential Cal","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.prudentialcal.com\/money-savvy-hacks-for-first-time-home-buyers\/","og_locale":"en_US","og_type":"article","og_title":"Money-Savvy Hacks For First-Time Home Buyers - Prudential Cal","og_description":"Homeownership brings stability and security to a person\u2019s life. Not surprisingly, it is a top priority for young people in their twenties and thirties. Buying a house is thrilling, yet it requires a great deal of work. From choosing the ...","og_url":"https:\/\/www.prudentialcal.com\/money-savvy-hacks-for-first-time-home-buyers\/","og_site_name":"Prudential Cal","article_published_time":"2023-02-08T15:52:06+00:00","article_modified_time":"2023-02-09T06:48:11+00:00","og_image":[{"width":700,"height":467,"url":"https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2023\/02\/Money-Savvy-Hacks-For-First-Time-Home-Buyers.jpg","type":"image\/jpeg"}],"author":"John Carlucci","twitter_card":"summary_large_image","twitter_misc":{"Written by":"John Carlucci","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.prudentialcal.com\/money-savvy-hacks-for-first-time-home-buyers\/#article","isPartOf":{"@id":"https:\/\/www.prudentialcal.com\/money-savvy-hacks-for-first-time-home-buyers\/"},"author":{"name":"John Carlucci","@id":"https:\/\/www.prudentialcal.com\/#\/schema\/person\/0b9f4fbf4b67c0635e2b27385041d662"},"headline":"Money-Savvy Hacks For First-Time Home Buyers","datePublished":"2023-02-08T15:52:06+00:00","dateModified":"2023-02-09T06:48:11+00:00","mainEntityOfPage":{"@id":"https:\/\/www.prudentialcal.com\/money-savvy-hacks-for-first-time-home-buyers\/"},"wordCount":770,"commentCount":0,"publisher":{"@id":"https:\/\/www.prudentialcal.com\/#organization"},"image":{"@id":"https:\/\/www.prudentialcal.com\/money-savvy-hacks-for-first-time-home-buyers\/#primaryimage"},"thumbnailUrl":"https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2023\/02\/Money-Savvy-Hacks-For-First-Time-Home-Buyers.jpg","articleSection":["Buying A House"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.prudentialcal.com\/money-savvy-hacks-for-first-time-home-buyers\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.prudentialcal.com\/money-savvy-hacks-for-first-time-home-buyers\/","url":"https:\/\/www.prudentialcal.com\/money-savvy-hacks-for-first-time-home-buyers\/","name":"Money-Savvy Hacks For First-Time Home Buyers - Prudential Cal","isPartOf":{"@id":"https:\/\/www.prudentialcal.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.prudentialcal.com\/money-savvy-hacks-for-first-time-home-buyers\/#primaryimage"},"image":{"@id":"https:\/\/www.prudentialcal.com\/money-savvy-hacks-for-first-time-home-buyers\/#primaryimage"},"thumbnailUrl":"https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2023\/02\/Money-Savvy-Hacks-For-First-Time-Home-Buyers.jpg","datePublished":"2023-02-08T15:52:06+00:00","dateModified":"2023-02-09T06:48:11+00:00","breadcrumb":{"@id":"https:\/\/www.prudentialcal.com\/money-savvy-hacks-for-first-time-home-buyers\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.prudentialcal.com\/money-savvy-hacks-for-first-time-home-buyers\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.prudentialcal.com\/money-savvy-hacks-for-first-time-home-buyers\/#primaryimage","url":"https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2023\/02\/Money-Savvy-Hacks-For-First-Time-Home-Buyers.jpg","contentUrl":"https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2023\/02\/Money-Savvy-Hacks-For-First-Time-Home-Buyers.jpg","width":700,"height":467,"caption":"Money-Savvy Hacks For First-Time Home Buyers"},{"@type":"BreadcrumbList","@id":"https:\/\/www.prudentialcal.com\/money-savvy-hacks-for-first-time-home-buyers\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.prudentialcal.com\/"},{"@type":"ListItem","position":2,"name":"Real Estate Market","item":"https:\/\/www.prudentialcal.com\/real-estate-market\/"},{"@type":"ListItem","position":3,"name":"Housing Market Trend","item":"https:\/\/www.prudentialcal.com\/real-estate-market\/housing-market-trend\/"},{"@type":"ListItem","position":4,"name":"Buying A House","item":"https:\/\/www.prudentialcal.com\/real-estate-market\/housing-market-trend\/buying-a-house\/"},{"@type":"ListItem","position":5,"name":"Money-Savvy Hacks For First-Time Home Buyers"}]},{"@type":"WebSite","@id":"https:\/\/www.prudentialcal.com\/#website","url":"https:\/\/www.prudentialcal.com\/","name":"Prudential Cal","description":"","publisher":{"@id":"https:\/\/www.prudentialcal.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.prudentialcal.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.prudentialcal.com\/#organization","name":"Prudential Cal","url":"https:\/\/www.prudentialcal.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.prudentialcal.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2021\/04\/logo-pc.png","contentUrl":"https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2021\/04\/logo-pc.png","width":696,"height":194,"caption":"Prudential Cal"},"image":{"@id":"https:\/\/www.prudentialcal.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.prudentialcal.com\/#\/schema\/person\/0b9f4fbf4b67c0635e2b27385041d662","name":"John Carlucci","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2021\/04\/image-1-1-1-150x150.jpg","url":"https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2021\/04\/image-1-1-1-150x150.jpg","contentUrl":"https:\/\/www.prudentialcal.com\/wp-content\/uploads\/2021\/04\/image-1-1-1-150x150.jpg","caption":"John Carlucci"},"description":"John has worked alongside Real Estate Giants across USA and Canada for decades. Since he started Prudentialcal, he has been actively rendering service as business adviser to many companies in the real estate industry. He formed Prudentialcal in hopes of providing the most reliable stories and information there is in the vast industry of real estate.","url":"https:\/\/www.prudentialcal.com\/author\/john-carlucci\/"}]}},"_links":{"self":[{"href":"https:\/\/www.prudentialcal.com\/wp-json\/wp\/v2\/posts\/4387","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.prudentialcal.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.prudentialcal.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.prudentialcal.com\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.prudentialcal.com\/wp-json\/wp\/v2\/comments?post=4387"}],"version-history":[{"count":0,"href":"https:\/\/www.prudentialcal.com\/wp-json\/wp\/v2\/posts\/4387\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.prudentialcal.com\/wp-json\/wp\/v2\/media\/4445"}],"wp:attachment":[{"href":"https:\/\/www.prudentialcal.com\/wp-json\/wp\/v2\/media?parent=4387"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.prudentialcal.com\/wp-json\/wp\/v2\/categories?post=4387"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.prudentialcal.com\/wp-json\/wp\/v2\/tags?post=4387"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}